Compliance Decision System

From regulation
to decision — in one system

NomosLayer connects every regulatory requirement to the policies, decisions, and actions your firm takes — with a complete audit trail at every step. AI guides the review. Your experts decide. NomosLayer documents everything.

AI guides  ·  Humans decide  ·  NomosLayer documents

Ingest
Regulation
Implement
Policy
Document
Decision
Review
Business Action
Prove
Audit Trail

Financial services compliance documentation is held together by complexity

Regulated firms carry significant liability. Most manage their compliance obligations across disconnected tools — no single record of what was decided, why, and by whom.

📋

Requirements scattered everywhere

Regulatory updates arrive by email, PDF, and regulator bulletin. There's no system that connects a new rule to the policies and procedures the firm already has in place — or flags what needs updating.

🔗

Decisions aren't documented

Every compliance position the firm takes — an interpretation, an exception, a business call — lives in someone's head or an old email thread. When that person leaves or a regulator asks, there's no record.

🐌

Business processes are manual and slow

Compliance reviews — of marketing materials, client communications, new products — are done manually each time. Prior decisions aren't systematically applied. The same issues get re-reviewed from scratch.

⚠️

Audit trails are inconsistent and incomplete

When a regulator or auditor asks who approved something and why, firms reconstruct the answer from email and calendar. The record is incomplete, inconsistent, and different every time you look.

One connected system — from rule to record

NomosLayer gives compliance teams a single operating system where every obligation, decision, and review is connected — and every action is documented automatically.

01 — Ingest

Regulatory Requirements

Capture new and updated regulations as structured records — authority, citation, summary, effective date. Link each requirement to what the firm does about it.

02 — Implement

Policies & Procedures

Link each policy directly to the regulatory requirement it satisfies. Track versions, approvals, and when a rule change means a policy needs to be updated.

03 — Document

Compliance Decisions

Record every compliance position: the situation, the authority relied on, the conclusion, who decided it, when. Build a body of firm precedent that applies consistently across reviews.

04 — Review

Business Action Review

Route business actions — documents, communications, product decisions — through a structured compliance review. AI pre-screens against your stored decisions. Experts review and sign off. Everything documented.

The core principle: every compliance action traces to a documented decision, and every decision traces to a regulatory authority. This is the difference between a system of record and a folder of files.

AI guides. Humans decide. NomosLayer documents.

A structured review workflow — from submission to signed-off decision — with every step on the record.

1

A business action is submitted for review

A document, communication, or business decision enters the system and is routed to the compliance queue.

Business user
2

AI triage — classify and identify applicable rules

A fast AI pass classifies the submission, identifies the regulatory rules that apply, and flags sections for deeper review.

Automated · AI triage
3

Deep review against stored decisions and policies

AI generates specific findings — what rule applies, what the firm's documented position is, and whether the submission is consistent with it.

Automated · AI deep review
4

Expert reviews and decides on each finding

The compliance officer approves or overrides each AI finding with a documented reason. Every position references the authority it's based on.

Compliance officer
5

Decision recorded — audit trail complete

Every finding, decision, and override is timestamped and attributed. Management and auditors see the full record — who approved what, when, and why.

Permanent record
Example — Compliance Decision Record
Decision
Use of performance data in client-facing materials
Situation
Marketing team requested inclusion of 3-year annualized returns in a product brochure prior to the 3-year anniversary date.
Authority
Reg §14.2 — Performance Reporting Standards
Conclusion
Not permitted. 3-year track record not established. Use 1-year return with required disclosure instead.
Decided by
A. Chen, CCO — 2025-11-04
Status
Approved

Built for every role in financial services compliance

The same system serves the compliance officer who documents everything, the business user who needs timely decisions, and leadership that needs a defensible record.

Compliance Officer / CCO

Own every decision — on the record

Document your regulatory positions before you need them. Review AI findings, apply stored decisions, sign off with a timestamped record. Your reasoning is captured — your liability is protected.

Business User

Get decisions faster, with less back-and-forth

Submit business actions directly — no email chains. Know exactly what the compliance concern is, what authority it's based on, and what needs to change. Faster approvals, fewer surprises.

CEO / Management / Board

A compliance picture you can stand behind

A read-only view of every regulatory requirement addressed, every material decision on record, and the full audit trail. Ready for regulators, auditors, or directors — at any time.

We're looking for
design partners

We're working with a small number of regulated financial services firms to shape NomosLayer around real compliance workflows. If your team manages compliance obligations across a regulated business, we'd like to talk.

hello@nomoslayer.com